Totalled my 1988 Honda Hawk NT650 a couple months ago and Geico tried to shaft me with a $2000 payout when I see them going for 3, 4 and 5000 all day every day. When I complained they showed me the (2) comps they found. One was all the way in Texas and didn't actually exist (I called the number) and the other was some poor schmuck out in pudunk CA where nobody knows how ground breaking those little bikes really were (or cared). When I mentioned to Geico their comps were bullshit and not at all within the guidelines of the California Dept Of Insurance (who I of course had called) they decided they would change tact and just ask a local Harley/Cruiser dealer who had never heard of the bike how much the 30-year-old little Japanese bike would sell for in their dealership, where not a single employee, let alone customer had the first clue what a Honda Hawk NT650 was and they absolutely didn't care either (yes I spoke with the GM of that place as well). The other place was equally clueless and neither based their opinions on experience of any kind having to do with the bike in question. This, ladies and gentlemen, is SOP at your local insurance company (they all pull this shit as most of us are well aware.) HOWEVER. I did a little digging of my own (and bitching and moaning too of course) and with the help of a nice man at the Dept. of Insurance, Geico was forced to not just acknowledge but actually create a new figure based on a conversation they had with Danny, Owner of Iconic Motorbikes in LA (go buy a bike from them NOW please, They have some wonderful stuff.) This, after Geico responded no less than 15 times that they refused to budge from their original figure of $2000 no matter how many $4000 comps I showed them. Well, today I got a call that those SOB's have decided in their infinite wisdom to add a cool thousand dollars to their payout after having been forced to listen to a REAL motorcycle dealer, who sells real Honda Hawks for a change. So PLEASE, folks, know for a fact that the insurance companies are NOT in control. All throughout the process they kept trying to wear me down, pretending that their decisions are what mattered and they had the final word. Every time I called bullshit and with the help of a government agency (GASP), justice did indeed prevail. And I'm just some guy. If I can get Geico to give a 50% increase in payout SO CAN YOU. Oh added bonus. $25 and they let me keep my bike, which is totally fixable. Thanks for sharing my happy ending with me guys. And go check out https://iconicmotorbikes.com/ awesomest dealer helped me for no other reason than he didn't like seeing fellow riders getting F'ed -)