It’s not just with rare cars/bikes that insurance companies pull that crap, several years ago my daughter got hit by a drunk driver and it totaled her Blazer, a pretty common vehicle. The insurance company came up with a price that was $2000 below low bluebook. When I contacted them, they said they didn’t use KBB, but used “comps”. I asked for the ones they used and they sent me a list. I researched all of them, they were high mileage, no options (several not even 4-wheel drive) beaters. I came up with a list of similar Blazers for sale at the right price. Several lists actually. They finally came up with a price that was in the middle of the KBB value. It took a lot of work and over 2 months of my time. Most people are needing a down payment on a new car so they will just accept the first offer from the insurance companies. rat basterds. Brian A. > On May 31, 2019, at 9:00 AM, ducati-request@list.ducati.net wrote: > > > Message: 4 > Date: Thu, 30 May 2019 23:01:28 -0700 > From: Gleeb Gliber Galactica Gavorti <uncleixel@gmail.com> > To: ducati@list.ducati.net > Subject: [Ducati] Oh, as long as I'm here I'd like to share an > Insurance story. > Message-ID: > <CADO_V85xDDMuPL9L6vY+a4ybWfBf-GU+qDwRjXqSektSJWoNYA@mail.gmail.com> > Content-Type: text/plain; charset="UTF-8" > > Totalled my 1988 Honda Hawk NT650 a couple months ago and Geico tried to > shaft me with a $2000 payout when I see them going for 3, 4 and 5000 all > day every day. > When I complained they showed me the (2) comps they found. One was all the > way in Texas and didn't actually exist (I called the number) and the other > was some poor schmuck out in pudunk CA where nobody knows how ground > breaking those little bikes really were (or cared). > When I mentioned to Geico their comps were bullshit and not at all within > the guidelines of the California Dept Of Insurance (who I of course had > called) they decided they would change tact and just ask a local > Harley/Cruiser dealer who had never heard of the bike how much the > 30-year-old little Japanese bike would sell for in their dealership, where > not a single employee, let alone customer had the first clue what a Honda > Hawk NT650 was and they absolutely didn't care either (yes I spoke with the > GM of that place as well). The other place was equally clueless and > neither based their opinions on experience of any kind having to do with > the bike in question. This, ladies and gentlemen, is SOP at your local > insurance company (they all pull this shit as most of us are well aware.) > > HOWEVER. I did a little digging of my own (and bitching and moaning too of > course) and with the help of a nice man at the Dept. of Insurance, Geico > was forced to not just acknowledge but actually create a new figure based > on a conversation they had with Danny, Owner of Iconic Motorbikes in LA (go > buy a bike from them NOW please, They have some wonderful stuff.) This, > after Geico responded no less than 15 times that they refused to budge from > their original figure of $2000 no matter how many $4000 comps I showed > them. Well, today I got a call that those SOB's have decided in their > infinite wisdom to add a cool thousand dollars to their payout after having > been forced to listen to a REAL motorcycle dealer, who sells real Honda > Hawks for a change. > > So PLEASE, folks, know for a fact that the insurance companies are NOT in > control. All throughout the process they kept trying to wear me down, > pretending that their decisions are what mattered and they had the final > word. Every time I called bullshit and with the help of a government > agency (GASP), justice did indeed prevail. > And I'm just some guy. If I can get Geico to give a 50% increase in payout > SO CAN YOU. > > Oh added bonus. $25 and they let me keep my bike, which is totally > fixable. > > Thanks for sharing my happy ending with me guys. And go check out > https://iconicmotorbikes.com/ awesomest dealer helped me for no other > reason than he didn't like seeing fellow riders getting F'ed -)

I must have missed the first message - how bad is that Hawk!?!? Donor race bike status, or really totaled? Pags On Fri, May 31, 2019 at 12:46 PM brian adrian <brianfortv@cox.net> wrote: > It’s not just with rare cars/bikes that insurance companies pull that > crap, several years ago my daughter got hit by a drunk driver and it > totaled her Blazer, a pretty common vehicle. The insurance company came up > with a price that was $2000 below low bluebook. When I contacted them, they > said they didn’t use KBB, but used “comps”. I asked for the ones they used > and they sent me a list. I researched all of them, they were high mileage, > no options (several not even 4-wheel drive) beaters. > I came up with a list of similar Blazers for sale at the right price. > Several lists actually. They finally came up with a price that was in the > middle of the KBB value. It took a lot of work and over 2 months of my > time. > Most people are needing a down payment on a new car so they will just > accept the first offer from the insurance companies. rat basterds. > > Brian A. > > > On May 31, 2019, at 9:00 AM, ducati-request@list.ducati.net wrote: > > > > > > Message: 4 > > Date: Thu, 30 May 2019 23:01:28 -0700 > > From: Gleeb Gliber Galactica Gavorti <uncleixel@gmail.com> > > To: ducati@list.ducati.net > > Subject: [Ducati] Oh, as long as I'm here I'd like to share an > > Insurance story. > > Message-ID: > > <CADO_V85xDDMuPL9L6vY+a4ybWfBf-GU+qDwRjXqSektSJWoNYA@mail.gmail.com> > > Content-Type: text/plain; charset="UTF-8" > > > > Totalled my 1988 Honda Hawk NT650 a couple months ago and Geico tried to > > shaft me with a $2000 payout when I see them going for 3, 4 and 5000 all > > day every day. > > When I complained they showed me the (2) comps they found. One was all > the > > way in Texas and didn't actually exist (I called the number) and the > other > > was some poor schmuck out in pudunk CA where nobody knows how ground > > breaking those little bikes really were (or cared). > > When I mentioned to Geico their comps were bullshit and not at all > within > > the guidelines of the California Dept Of Insurance (who I of course had > > called) they decided they would change tact and just ask a local > > Harley/Cruiser dealer who had never heard of the bike how much the > > 30-year-old little Japanese bike would sell for in their dealership, > where > > not a single employee, let alone customer had the first clue what a Honda > > Hawk NT650 was and they absolutely didn't care either (yes I spoke with > the > > GM of that place as well). The other place was equally clueless and > > neither based their opinions on experience of any kind having to do with > > the bike in question. This, ladies and gentlemen, is SOP at your local > > insurance company (they all pull this shit as most of us are well aware.) > > > > HOWEVER. I did a little digging of my own (and bitching and moaning too > of > > course) and with the help of a nice man at the Dept. of Insurance, Geico > > was forced to not just acknowledge but actually create a new figure based > > on a conversation they had with Danny, Owner of Iconic Motorbikes in LA > (go > > buy a bike from them NOW please, They have some wonderful stuff.) This, > > after Geico responded no less than 15 times that they refused to budge > from > > their original figure of $2000 no matter how many $4000 comps I showed > > them. Well, today I got a call that those SOB's have decided in their > > infinite wisdom to add a cool thousand dollars to their payout after > having > > been forced to listen to a REAL motorcycle dealer, who sells real Honda > > Hawks for a change. > > > > So PLEASE, folks, know for a fact that the insurance companies are NOT in > > control. All throughout the process they kept trying to wear me down, > > pretending that their decisions are what mattered and they had the final > > word. Every time I called bullshit and with the help of a government > > agency (GASP), justice did indeed prevail. > > And I'm just some guy. If I can get Geico to give a 50% increase in > payout > > SO CAN YOU. > > > > Oh added bonus. $25 and they let me keep my bike, which is totally > > fixable. > > > > Thanks for sharing my happy ending with me guys. And go check out > > https://iconicmotorbikes.com/ awesomest dealer helped me for no other > > reason than he didn't like seeing fellow riders getting F'ed -) > > > > > > > To get the links and updates on all today's Ducati news: > http://www.ductalk.com/ > and > https://www.facebook.com/ducnet > _____________________ > Ducati mailing list > Ducati@list.ducati.net > http://list.ducati.net/mailman/listinfo/ducati_list.ducati.net > Mailto: ajpags@gmail.com >

Same thing with homeowners insurance. Years ago we had wind/storm damage on our roof. The house was a Tudor style, built in '28 and had an asbestos tile roof. The adjuster came out, looked at it and left. Didn't even ring the doorbell. A week later we get a check in the mail for $6,500 to replace our roof. Several months later I had a check for $30k for the roof replacement. Yeah, I had to fight with them but I, and my wife, didn't give up. The best part of the story is at one point a guy shows up to put a tarp over the damaged roof. Remember, this is a Tudor house with multiple peaks and asbestos tiles. The dumbass was just going to walk on the roof and nail the tarps in place. I'm glad I was home because the ins co didn't coordinate this activity with us. -Bob On Fri, May 31, 2019, 12:46 brian adrian <brianfortv@cox.net> wrote: > It’s not just with rare cars/bikes that insurance companies pull that > crap, several years ago my daughter got hit by a drunk driver and it > totaled her Blazer, a pretty common vehicle. The insurance company came up > with a price that was $2000 below low bluebook. When I contacted them, > they said they didn’t use KBB, but used “comps”. I asked for the ones they > used and they sent me a list. I researched all of them, they were high > mileage, no options (several not even 4-wheel drive) beaters. > I came up with a list of similar Blazers for sale at the right price. > Several lists actually. They finally came up with a price that was in the > middle of the KBB value. It took a lot of work and over 2 months of my > time. > Most people are needing a down payment on a new car so they will just > accept the first offer from the insurance companies. rat basterds. > > Brian A. > > > >

Bob, sometimes a fair insurance deal finds it way to you, in my case it's a funny story. Way back before I was a Ducati person I was every bit as involved in Porsche's, driving race cars for a living and buying and selling Porsches.  At the time I was driving a 1973 911S with a number of fairly rare, high dollar (at that time) factory options.  It got slammed at a stop light and the car was deemed a total.  The insurance company's first offer was quite low and I challenged it and gave them my number which was close to 3 times what they offered.  We were miles apart in value. Back then the Porsche world was about like the Ducati vintage game now, a fairly rare specialty. Because the car was older and special they couldn't come up with a comp for it so they started calling around looking for an "expert" who could who could help them and tell them what the car was worth.  The third time they were referred back to me as the expert they just wrote the check. Vicki Bob Ryan wrote on 5/31/2019 3:15 PM: > Same thing with homeowners insurance. Years ago we had wind/storm damage on > our roof. The house was a Tudor style, built in '28 and had an asbestos > tile roof. > > The adjuster came out, looked at it and left. Didn't even ring the > doorbell. A week later we get a check in the mail for $6,500 to replace our > roof. > > Several months later I had a check for $30k for the roof replacement. Yeah, > I had to fight with them but I, and my wife, didn't give up. > > The best part of the story is at one point a guy shows up to put a tarp > over the damaged roof. Remember, this is a Tudor house with multiple peaks > and asbestos tiles. The dumbass was just going to walk on the roof and nail > the tarps in place. I'm glad I was home because the ins co didn't > coordinate this activity with us. > > -Bob > > > > > > To get the links and updates on all today's Ducati news: > http://www.ductalk.com/ > and > https://www.facebook.com/ducnet > _____________________ > Ducati mailing list > Ducati@list.ducati.net > http://list.ducati.net/mailman/listinfo/ducati_list.ducati.net > Mailto: veloce916@gmail.com

Vicki, Cute story. Kevin On Fri, 31 May 2019 at 17:41, Vicki Smith <Vicki@ducati.net> wrote: > Bob, sometimes a fair insurance deal finds it way to you, in my case > it's a funny story. > > Way back before I was a Ducati person I was every bit as involved in > Porsche's, driving race cars for a living and buying and selling > Porsches. At the time I was driving a 1973 911S with a number of fairly > rare, high dollar (at that time) factory options. It got slammed at a > stop light and the car was deemed a total. The insurance company's > first offer was quite low and I challenged it and gave them my number > which was close to 3 times what they offered. We were miles apart in > value. Back then the Porsche world was about like the Ducati vintage > game now, a fairly rare specialty. Because the car was older and special > they couldn't come up with a comp for it so they started calling around > looking for an "expert" who could who could help them and tell them what > the car was worth. The third time they were referred back to me as the > expert they just wrote the check. > > Vicki > > Bob Ryan wrote on 5/31/2019 3:15 PM: > > Same thing with homeowners insurance. Years ago we had wind/storm damage > on > > our roof. The house was a Tudor style, built in '28 and had an asbestos > > tile roof. > > > > The adjuster came out, looked at it and left. Didn't even ring the > > doorbell. A week later we get a check in the mail for $6,500 to replace > our > > roof. > > > > Several months later I had a check for $30k for the roof replacement. > Yeah, > > I had to fight with them but I, and my wife, didn't give up. > > > > The best part of the story is at one point a guy shows up to put a tarp > > over the damaged roof. Remember, this is a Tudor house with multiple > peaks > > and asbestos tiles. The dumbass was just going to walk on the roof and > nail > > the tarps in place. I'm glad I was home because the ins co didn't > > coordinate this activity with us. > > > > -Bob > > > > > > > > > > > > To get the links and updates on all today's Ducati news: > > http://www.ductalk.com/ > > and > > https://www.facebook.com/ducnet > > _____________________ > > Ducati mailing list > > Ducati@list.ducati.net > > http://list.ducati.net/mailman/listinfo/ducati_list.ducati.net > > Mailto: veloce916@gmail.com > > > > > > > To get the links and updates on all today's Ducati news: > http://www.ductalk.com/ > and > https://www.facebook.com/ducnet > _____________________ > Ducati mailing list > Ducati@list.ducati.net > http://list.ducati.net/mailman/listinfo/ducati_list.ducati.net > Mailto: kkachadourian@gmail.com >

Everyone has insurance stories this is true but, few are as frustrating and financially crippling as most of mine. Here’s just one of dozens. After my father passed away my mother decided to keep his mint, low mileage 1969 Olds Cutlass licensed and insured for family members to use as needed. As luck would have it my wife was driving it when an elderly individual made a left turn into her. He hit the right front corner, (grill, bumper, hood, lights and front fender) bounced off and struck the left front corner of the car stopped at the intersection he’d turned at. He then side swiped three pack cars before coming to stop. He got out, surveyed the damage got back in his car and drove away. He was found sitting in his car, in his driveway minutes later oblivious to what had happened. He turned in his driver’s license and all charges were dropped. Anyway, drove car home and contacted the insurance company. We were told to not drive the car, that a tow truck would pick it up and take to a repair center to be appraised. Over a week later the insurance company calls my mom to have her go in to sign over the car as they have written it off. It was only 13 years old and mint low mileage so why write it off? The damage was easily fixable. Also, the amount was under a grand. My brothers and I went in with her and fired question after question at the reps. We got them to come up a little but not near what they should have. We then learned it had already been set to the bone yard and they were personal items still in the car. My oldest brother and I drove over to get the items only to find out that car had never gone to be appraised. It was towed directly to the yard and it had already been stripped. No personal items, tools, wheels, tires, carb, battery, water pump, air con and both air con and regular rads gone! Insurance company said they had no knowledge of any of this and wouldn’t do anything for us. the Dreamer (a.k.a. Dreamin’ Stephen) Living life on the edge. Less crowded, better view. For sale 2013 MV Agusta 675 F3, Red Molly 2011 Ducati Monster M796, Max 1998 Ducati 900 SS FE, silFEr